Governance & Investor Relations
A leading Caribbean financial services group delivering consistent performance and long-term value.
Latest investor materials
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Financial Results
NCBFG – Unaudited Financial Results – Quarter Ended December 31 2025
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Annual Report
Strength in Consistency Annual Report – 2026
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Financial Results
NCBFG Consolidated Financial Results for Year Ended September 30, 2025
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Financial Results
NCBFG Consolidated Financial Results for the Nine Months Ended -June 30, 2025
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Financial Results
NCBFG Audited Financial Statements 2025
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Meeting Minutes
Minutes of NCBFG AGM – February 13, 2025
Latest news
Our leaders
Meet the leadership guiding NCB Financial Group.
Hon. Michael Lee-Chin OJ, Hon LLD, Beng
Chairman
Sanya M. Goffe, LL.B. (HONS)
Independent Non-Executive Director
Gary Brown Bsc (HONS)
Lead Independent Director
L.Dominic Rampersad MBA (MERIT), FCCA
Independent Non-Executive Director
Robert Almeida, B.COMM., CPA, CA
Lead Independent Director
Arvinder Bharath, MBA, BSc (HONS)
Independent Non-Executive Director
Gary Brown B Sc (HONS)
Lead Independent Director
Thalia Lyn, OD, JP, Hon LLD, BA (Hons)
Independent Non-Executive Director
Robert Almeida, B.COMM., CPA, CA
Lead Independent Director
Mukisa Ricketts
Independent Non-Executive Director
Richard Look Kin
Chief Risk Officer
Misheca Seymour-Senior
Independent Non-Executive Director
Dave L. Garcia
Group General Counsel & Chief Administrative Officer
Malcolm Sadler
Chief Financial Officer
Our subsidiaries
Together, our company provides integrated financial solutions across banking, wealth management, insurance, and capital markets.
Guardian
Guardian Group stands as a regional leader in life, health and general insurance, alongside pensions and asset management services.
- Guardian Holdings Limited (gHL or guardian group) oversees the operations of guardian’s subsidiaries.
- Operations in 21 Caribbean territories, including Aruba, Barbados, Bonaire, Curaçao, Jamaica, St. Maarten and Trinidad and Tobago.
Clarien
Clarien Bank Limited (Clarien), being the main operating subsidiary, serves as the holding company for Clarien group’s entities.
- Personal and business banking, as well as payment services through Clarien Bank Limited.
- Wealth management via Clarien Investments Limited.
- Tailored trust and fiduciary services from Clarien Trust Limited.
NCBJ
National Commercial Bank Jamaica Limited is the ultimate holding company under which the other companies are held. it also serves as the holding company for its wholly-owned subsidiaries.
- NCB Capital Markets Limited
- NCB Capital Markets (Barbados) Limited
- NCB Insurance Agency & Fund Managers Limited (NCBIA)
- NCB Cayman Limited
- NCB Capital Markets (Cayman) Limited