Treasury Bills (T-Bills)
T-Bills are ideal for emergency funds and other short-term goals, offering a simple investment option with fixed 30, 90 and 180-day tenures.
- Accessible with a minimum investment of J$200,000
- No fees apply
- Interest is paid at the end of the tenure and attracts a 25% withholding tax
Repos
Repos are suited to investors seeking short-term growth with ready access to their funds, with 30, 90 and 180-day tenures available in major currencies.
- Access your funds through your NCB debit card
- Offered in 30, 90 and 180-day tenures
- Available in JMD, USD, EUR, CAD and GBP
- Minimum investment: J$5,000,000 or the equivalent
- Interest is paid at maturity and attracts a 25% withholding tax
Certificates of Deposit (CDs)
Certificates of Deposit are designed for investors seeking a fixed return over a defined term while keeping their funds invested until maturity.
- Fixed term investment with a predetermined return
- Suitable for short- to medium-term planning
- Designed for investors who can commit funds for the full term
